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Mercia Electrical
"Invoice finance has allowed our cashflow to flex as the business grows."
What do our clients say about us...
Why choose Bibby?
- We fund over 8,500 businesses in 300 industries across the UK, Europe and Asia
- We’re a family owned business and one of the UK’s largest independent funding providers
- We’ve been supporting businesses for over 40 years across a wide range of business sectors
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How we helped other businesses
£5 million provided
Carmichael International
In 2015, Sam approached BFS seeking a funding package to kickstart the business and foster smooth relationships with suppliers. The bespoke package, initially a £300,000 facility including Trade Finance and Factoring support, has gradually increased over time in line with the company’s growth, and now totals £5m. The business has consistently doubled its annual revenue and is on course to generate £16m this calendar year.
- Sector:
- Wholesale timber
- Solution:
- Trade Finance and Factoring
£3.6 million provided
R&W Scott
To support a complex management buyout of this long‑established Scottish food manufacturer, we delivered a bespoke £3.6 million funding package combining Invoice Finance, Stock Finance and Asset Finance. Working closely with the leadership team and multiple stakeholders, we created a solution that enabled the business to secure its independence and move forward with confidence.
- Sector:
- Food manufacturing
- Solution:
- Invoice Finance, Stock Finance, Asset Finance
£1.5 million provided
TM Steels
Founded in 1998 and based in Chesterfield, TM Steels is a specialist steel stockholder supplying critical industries across the UK and internationally. Operating from a 40,000-square-foot facility, the employee-owned business provides a wide range of specialist steel grades alongside in-house services including sawing, hardness testing and non-destructive testing.
- Sector:
- Manufacturing
- Solution:
- Invoice Finance and Foreign Exchange
£1 million funding provided
FORT Builders' Merchant
We supported a builders’ merchant at the very start of their journey with a £1m Invoice Finance facility, giving them the working capital needed to secure stock and build reliable supply chains from day one. The funding helped them manage early demand and keep cashflow steady while establishing their position in the market.
- Industry:
- Building materials
- Solution:
- Invoice Finance
£200,000 provided
Mercia Electrical
Founded in 2020, Mercia Electrical is an electrical contractor based in Derby, specialising in solar PV and EV charging installations. Working with both domestic and commercial customers across the UK, the company provides end-to-end renewable energy solutions that help customers reduce energy costs and embrace more sustainable energy sources.
- Sector:
- Construction
- Solution:
- Invoice Finance
£1.5 million funding provided
Castell Group Ltd
We supported a property developer as they scaled affordable housing projects across Wales. Invoice Finance released funds tied up in existing contracts, easing pressure from rising material costs and large upfront invoices, while enabling new local authority projects to move forward with confidence.
- Industry:
- Property development
- Solution:
- Invoice Finance
£100,000 provided
Enigma People Solutions
With more than 20 years’ experience in recruitment, Ben Hanley, Founder and Director of Enigma People Solutions, is an industry veteran. Starting his career in the placement of senior technical permanent hires, he founded Enigma People Solutions with an ambition to provide niche and high-end recruitment consultancy to deep technology businesses across the UK.
- Sector:
- Recruitment
- Solution:
- Recruitment Finance
£150,000 provided
Advance PM
With limited cash to invest in new projects, Advance PM approached Bibby Financial Services (BFS) after speaking to friends about the service. The Construction Finance team at BFS were able to structure a £150,000 funding line in order to mitigate the cashflow strain. The funding facility in place will allow the business to fund supplier and staff payments, whilst continuing investment into existing and prospective refurbishment projects.
- Sector:
- Commercial refurbishment
- Solution:
- Construction Finance
News & insights
18 August 2026
Client Story: TM Steels
TM Steels is a specialist steel supplier supporting some of the world's most demanding industries. Backed by Bibby Financial Services for more than 25 years, the employee-owned business continues to grow while adapting to an evolving global market.
Read more
24 July 2026
Client Story: Mercia Electrical
Mercia Electrical is a fast-growing renewable energy specialist helping businesses and homeowners embrace solar and EV technology, supported by funding that has enabled ambitious growth.
Read more
15 July 2026
Bibby Financial Services targets SME growth with support from HSBC UK
International financial services provider, Bibby Financial Services (BFS), has agreed a €250 million facility with HSBC UK to grow its support for SMEs across Europe and Asia.
Read more