Construction finance

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Don’t be held back by lack of funds. Release the cash you’re owed with Construction Finance.

It’s tough out there for construction businesses! Inflationary pressures continue, which could begin to impact your ability to take on new projects. Maintaining efficient cashflow has never been more important.

Flexible funding tailored to the construction sector

Construction Finance allows you to manage your cashflow and keep your business running smoothly throughout the various stages of a contract.

Whether you are a contractor or sub-contractor, you can release the cash in your business that’s tied up in applications for payment (certified and uncertified) and invoices for work completed.

Our solution gives you access to your funds within 24 hours of raising an application or invoice. This enables you to place orders earlier, pay suppliers upfront and negotiate better terms, ensuring you get the materials you need when you need them and at the right price!

You can also release cash tied up in equipment and make your assets work harder with our Asset Finance solutions.

We’ve been supporting businesses for 40 years. We were the first independent funder to offer finance for the construction sector nearly two decades ago and have experience in over 80 trades.

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Release cash from invoices and applications

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Get funds within 24 hours

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Place supplier orders earlier

We’re passionate about helping construction businesses and here’s what our clients say about us:

Kitchen Fitter

“BFS were vested in my business and the Construction Finance team had substantial expertise in the sector. They operated with the utmost professionalism and a funding line was structured for us in the space of five days. The Construction Finance funding line not only helps us plug cashflow gaps, but we’re now actively recruiting for new members of staff for the business.”

Darrell Privett, Managing Director, Advance PM

Construction Site

“We found Bibby Financial Services to be exceptional in their approach. Their flexibility and willingness to assist us in achieving our desired outcome, gave us the confidence that we require from a lender and the confidence to move forward knowing we are fully supported.”

Glen Webley, Group Chief Executive Officer, Enigma Industrial Services Ltd

The Bibby difference...

Trust

Trusted

Rated Excellent on Trustpilot, you can be confident you are working with an experienced and reliable funding partner.

Human

Human

We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.

Experienced

Experienced

Our years of experience in the construction sector gives us the knowledge and understanding we need to support your business better.

Benefits of Construction Finance

  • We are one of the largest UK SME funders and have been supporting businesses since 1982.
  • Release cash in your business that’s tied up in applications for payment (certified and uncertified) and invoices.
  • Access to funds within 24 hours of submitting an application or invoice.
  • Pay suppliers upfront and negotiate better terms.
  • Our facilities are confidential, meaning you stay in control of your sales ledger and customer relationships.
  • Get specialist contract support and advice from our industry partners, Gateley Vinden.
  • Protect your revenue from customer non-payment with our Bad Debt Protection service.
  • Release cash tied up in equipment with our Asset Finance solutions.
  • We have a specialist Construction Finance team and each of our clients has a dedicated relationship manager, so you know who in the team to call, not just a number!

Guide to Construction Finance

For further information on our Construction Finance solution, including how it works and can benefit your business, download our guide here.

SME Confidence Tracker

Download our latest SME Confidence Tracker survey, which explores the views and challenges of 500 SME owners and decision makers.

Get your cash flowing today by calling 0808 273 1041