Corporate Funding

Our Corporate Finance solutions provide funding that grows with your business.

As borrowing costs increase, there’s never been a better time to find ways to release value from your business and reduce reliance on traditional lending solutions.

Do you need funding to drive more efficient day to day operations or to support a change in business circumstances, such as an acquisition?

We’re one of the UK’s largest independent funding providers, offering Invoice Finance, Asset Finance, and FX solutions. Our independence and experience enables a flexible approach and often when others say no, we say now!

We’ve been supporting businesses for four decades
We have over 8500 clients globally
We onboard a new client every 86 minutes
We manage more than £6bn in turnover each year on behalf of our clients
We’re rated ‘Excellent’ on Trustpilot

Our Solutions

Invoice Finance

You can start releasing funds from your invoices within 24 hours of setting up your facility. Releasing this working capital enables you to drive growth, without taking on the additional debt that you would with a loan. There are two types of invoice finance available: factoring and invoice discounting.

With confidential invoice discounting you receive your cash in advance of customer payment. You maintain responsibility for collecting customer payments and your use of invoice discounting will be kept completely confidential.

Factoring means we look after your credit control, reducing time you spend chasing customer payments.

For more detail about our invoice finance solutions, download our guide.

Apply Now

Asset Finance

Assets such as plant and machinery can be used effectively to release cash from your business.

Our Asset Finance options include Leasing, Hire Purchase and Refinancing solutions.

Whether you are new to asset finance, or are already using it through another provider, you’ll find our approach refreshingly different to other funders. We take the time to understand your business and can structure your repayments to reflect your specific needs.

For more detail about our asset finance solutions, download our guide.

Apply Now

Bad Debt Protection

Bad Debt Protection works alongside our Invoice Finance solutions, enabling you to protect your business against the impact of a customer’s insolvency or inability to pay.

Bad Debt Protection is an option that can be coupled with your Bibby Financial Services finance facility to help reduce the risks caused by contractual debt and customers not paying you for the products or services you have provided.

For more detail about our Bad Debt Protection solution, download our guide.

Apply Now

FX

If your business needs to make international payments, our FX service can help.

We offer one-off currency transfer or regular payments overseas, giving you confidence your business is protected against potential market volatility.

We offer competitive exchange rates and a convenient self-service portal.

For more detail about our FX services, download our guide.

Apply Now

The Bibby difference...

Trusted

We are rated excellent on Trustpilot and onboard a new client every 86 minutes!

Human

We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.

Flexible

Every business is different. Our flexible funding can be tailored to fit even the most complex business deals.

Experienced

We’ve been supporting businesses since 1982 and fund over 300 industry sectors.

Our funding supports...

Refinancing

Are you considering an alternative to your current lender? We can help with a smooth transition from your existing provider and can often increase your funding provision.

“BFS has been with us every step of the way, and we are hugely grateful that the team bought into our business plan at such an early stage. They took the time to delve into the intricacies of our business to structure a funding package that specifically recognised our need to establish strong relationships overseas.”

SAM CARMICHAEL, MANAGING DIRECTOR, CARMICHAEL INTERNATIONAL LTD.

Apply Now

MBI & Acquisitions

If you are looking to raise funds for a management buy-in or merger, our finance solutions enable you to match funding with business assets and minimise personal risk for you.

“At Modular Group we look to invest in high-quality, progressive businesses with a clear roadmap for growth. Euramax ticks all of these boxes and is exactly the type of business we want to work with as we expand our footprint in the Modular Manufacturing space.

“BFS has been an excellent partner in supporting the acquisition. The team took the time to understand the intricacies of the deal and were subsequently able to help raise the necessary funds in to facilitate the acquisition.”

MICHAEL GARRATT, MODULAR GROUP INVESTMENT

Apply Now

MBO

If you’re part of a management team needing funds for a buyout, we have a solid track record of funding this type of business. We may be able to help you where other lenders will not.

“We sought a funding partner with a deep understanding of our business to help us unlock working capital assets for the buy-out. Invoice finance and asset finance will aid our growth significantly and provides the working capital we need to grow.”

STEPHEN CURRIE, DIRECTOR, R&W SCOTT

Apply Now

Corporate Restructuring

We have a long history of supporting businesses that need to restructure and have a specialist team on hand. We will take the time to understand your needs and structure a facility to suit you.

Apply Now